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OpenToolBox
OpenToolBox

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Compound Interest Calculator

Visualize your wealth growth. Calculate how small monthly savings grow into substantial wealth over time.

Growth Plan

Total Wealth Projected

$19,419

Interest Earned: $6,419

Private & Secure

Financial data is processed locally. We never store your inputs or projections.

Growth Projection
Balance vs Total Contributions
Total Contributions

$13,000

Compound Interest

$6,419

Future Portfolio

$19,419

The Power of Compounding

Albert Einstein reportedly called compound interest 'the eighth wonder of the world.' Our calculator helps you visualize why early and consistent investing is the most reliable path to financial freedom.

By reinvesting your earnings, your wealth doesn't just grow linearlyβ€”it accelerates. Whether you are planning for retirement, a new home, or your children's education, seeing the curve of compounding in real-time can be the motivation you need to stay on track.

Key Features

  • πŸ“ˆ Visual Projections: Interactive area charts show precisely how interest overtakes contributions.
  • πŸ”„ Compounding Control: See the difference between annual and monthly growth instantly.
  • πŸ’Έ Contribution Impact: Adjust your monthly savings via sliders to see the 30-year ripple effect.
  • 🎨 Liquid UI Dashboard: A professional financial interface designed for clarity and speed.
  • πŸ”’ Private Analytics: No identifiers, no account needed. Your financial goals are your business.
  • ✨ Smart Rounding: Results are presented in clean, readable formats with zero technical jargon.

How to Use

1

Enter your Initial Investment - the amount you have today.

2

Set your Monthly Contribution - how much you plan to save every month.

3

Adjust the Duration in years to match your long-term goal timeline.

4

Input your expected Annual Interest Rate (e.g., 7% for typical stock market averages).

5

Hover over the chart to see your projected portfolio value for any specific year.

Frequently Asked Questions

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